Q. Kyle T. of Pennsylvania asks: "Why Hire An Expert Pension Evaluator®?"
A. Spencer, Lead Pension Analyst at Pension Evaluators & QDROS Of Troyan, Inc Associates Group replies:"As retirement benefits have become one of the most important tools employers possess to attract valued employees and promote corporate personnel stability, the percentage of divorcing parties' net worth comprised of retirement benefits has also increased.
In many divorces, retirement assets often account for more than seventy-five percent (75%) of net assets. Division of this category of asset is often misunderstood. A mistaken valuation resulting in a flawed settlement can cost a divorcing party a seriously altered lifestyle, especially during retirement. pension evaluation issues are serious business.
Each retirement plan is unique. There are different evaluation techniques. The quality of the valuation and the advocate's ability to support and defend the chosen approach is directly proportional to the quality of the expert chosen. Pension evaluation is not an exact science, but rather an art. Statistics, actuarial tables, government reports, tax tables, and investment market knowledge all play important roles in the process. The number of professional pension evaluators and books are more than one might imagine. Just type "pension evaluation" or "pension evaluator" in any search engine or Amazon.com and see for yourself."
Spencer Olsen
Lead Pension Analyst